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Just like the No doc. mortgage loan, the no doc. refinance is a thing of the past. Though the financial meltdown that brought about the âGreat Recessionâ cannot be blamed entirely on âsketchyâ loans of this type many experts believe they played their part. No doc refinance loans were given to people whose credit was less than perfect by lenders who were more interested in their fees and commission than the financial condition of the borrower. The result has left many people in serious financial difficulties, including the threat of losing their home. [link widoczny dla zalogowanych] Some lenders provide services for the military too and the state regulates the APR in this case, for it should not be higher than 36%. Miscellaneous

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