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If you use an online lender to obtain your loan, you will have your funds electronically deposited into your checking account. Deposit can be on the next business day or within 24 hours. Lenders require you to have an active checking account, but certain lenders will use a savings account for electronic deposit if a checking account is not available. If you only have a savings account, you should inquire about this from your lender. [link widoczny dla zalogowanych] Currently employed (or receive regular income) Adding a co-signer who has a good credit score can improve your chances of getting an affordable installment loan from a bank. As the co-signer shares the responsibility of the loan, the lenderâs risk is reduced and the borrower could be offered a more attractive rate of interest.
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