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It's perfectly legal, says Mark Lassiter, a spokesman for the Social Security Administration. But don't expect the claims representatives at your local Social Security office or the employees who answer the agency's toll-free number (800-772-1213) to be familiar with the details. "Our service representatives can go an entire career and never encounter this situation," says Lassiter. He recommends that you download Form 521 ("Request for Withdrawal of Application") from the agency's Web site (www.ssa.gov ) and visit your local office in person. [link widoczny dla zalogowanych] Safe & Secure Application Spend the proceeds of your unsecured personal loan responsibly. In case there will be extra funds left, it is highly-recommended that you use it to bring down the principal amount you borrowed. Better yet, you can set it aside to cover your repayments for the first two to three months.

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